Why the middle class is getting squeezed.

our middle class problem

At the age of 16 I told my mom, “One day I am going to be rich and take care of you, dad, and help many others.” My lovely mom said, “Money won’t make you happy boy, it’s the root of all evil, we have more than most — be grateful for what you got.” I told her sternly, “I am grateful, I just don’t want to be worried about every day of my life and money like you and dad are right now.”

Not too long ago a guy told me, “Money won’t make you happy son.” I thought to myself with a confused looked on my face, “Son, you’ve never had enough money to give anyone advice on the subject anyhow.” Everywhere you look for data; TV, radio and social media people are on there giving advice on subjects they have not perfected themselves or have any experience in.

When it comes to finances there is so much bad advice it’s no wonder the entire middle-class struggles with it. They are told all the time that things are going to get better, or There’s no inflation. Bankrate released a national survey saying 61 percent of all Americans fall short on having enough money for a $300 car expense. These are the same people that are giving you advice at the office lunch table and on the news.

I was 20 years old and broke as hell. I literally had more money when I was fifteen than twenty. How is that possible i thought to myself? I was better educated and had less than friends that went to work at fast food chains. I had adopted my ideas about money from people that had money problems, which is a big problem. This perpetuated my condition of being poor in finances, and in spirit. When I finally had enough of it I started working on deconstructing the beliefs and actions that trapped me in this thing called the middle class. I committed to never listening to those without and learn only from those that had created financial freedom and huge success for themselves.

The first thing you must do is commit to getting out of the middle class, middle class beliefs and middle class concepts for good. Start by identifying traits in yourself that you may have adopted while growing up which prevent you from having financial abundance in your current life:

1) “Money won’t make you happy.” Everyone knows this that it is not up to money to make me happy or unhappy — it is a stupid and irrelevant comment on money. When you hear someone say this know immediately this person has given up on money and is in denial of their real situation.
2) “A penny saved is a penny earned.” A penny saved is a penny and will never be more than a penny, it’s bullshit. This is your parent’s idea that kept them broke.
3) “Save your money.” Poor people save money to get rich, which never happens, and rich people invest money to make their money work for them.
4) “Money doesn’t grow on trees.” Money is printed by man and is plentiful. Anytime there is a shortage we print more.
5) “Get a good deal when you buy something.” Good deals don’t make people rich it actually cost a lot of time looking for deals, time is money. making big deals makes you rich. Poor people put too much attention on price and not enough attention on the value of time. The best deals I have ever made were those I paid a premium for and paid for others time on the project.
6) “Don’t put all your eggs in one basket.” This popular concept was sold to the middle class by Wall Street to create mutual and index funds to make them rich. The wealthy don’t diversify they have big investments in small numbers of things. Warren Buffet ( the Oracle of Omaha) says, “Wide diversification is only required when investors don’t fully understand what they are doing.” Put all your eggs in one basket and guard it closely.

I want to help you achieve financial freedom. Whether you make $40,000 a year or $110,000 a year, you can be trapped. The first thing you must do is quit believing in anything MIDDLE CLASS or anything you are told that would keep you thinking small. The middle class is a myth perpetuated by politicians to keep people civil. Don’t be grateful for being in the middle class be in a hurry to get out of it asap!

I am sure you know some other popular middle-class money ideas that keep people poor and would love to see them in comments down below.

If you want to escape the middle class stop listening to these little thinkers and the media. It will take you from starting at zero to becoming a millionaire, no matter the market you plan to work in and a never give up mentality.

I hope this helps you in all things you do,

Guys the time is now. Don’t save to save. Save to Invest!

We have all heard it before. You need to save your money. No! you need to invest your money. You can’t save your way to financial freedom. There’s no way. The rich didn’t save their way to financial freedom and, neither will you, there’s a time and place to stash your cash and there is a time when you will want to reinvest that money to create more streams of income. This is serious folks. The middle class was created to make people feel that there was hope and they were doing good in their lives, but, let me tell you. That was lie sold to us many years ago. There is no middle class. It’s a made up thing just like money. All money is a number on computer server somewhere. You can’t really see money, yeah i know what your thinking. Jeff has lost his marbles. I want you to call a bank right now and tell them you have a million dollars there and want to withdraw it. They are going to tell you they don’ thave it, they will have to order it from the reserve. I’m personally scared that when shit hit’s the fan and people make a run on the banks we will see a catastrophe happen.

I mean come on. The banks loan your money out 9 times over and then say well we can’t get your money today, we can’t even get it this week. It has to be ordered and then we will have an IRS associate talk with you about what you’re going to do with the money. Shit guy’s you didn’t have a problem taking the money in the first place!! Now, you don’t want to give me the damn cash, which is mine anyways! Unbelievable! Guys this is why you have to invest your cash. I wouldn’t make any kind of play personally until you get a 100k in the bank then make a move. Your money won’t do much for you with investing any less than that with the way to dollar is losing value every year. Listen in on what one of the greats explaining finance and business has to say about all this money mess.


Thanks guys for reading!! Your friend in business education, Jeff

This is what it’s all about.

Never fear the unknown, embrace it and take fear, make it your friend. It’s what makes you stronger and able to look adversity in the face and figure out the solution. The way we are is not the way we have to be. There is a whole other realm of knowledge and inspiration behind the door of faith. You must have faith and use the will to survive as your key.

Sincerely, Jeff